Payment & Pricing
Read about the variety of payment options offered on the Apple Online Store, and how the tax on your order is calculated. Also, get more information about special pricing, offers, promotions, and other great deals with limited time availability.
Payment
Payment methods
The Apple Online Store accepts a variety of payment methods. Click on a payment method below to find out more:
- Credit Cards or Debit Cards
- Cashier's Check or Money Order
- Wire Transfer
- Barclaycard Visa Cards
- Apple Business Lease (AFS Commercial Credit)
- Apple Gift Card
- Bill Me Later© (Consumer and Education Individuals)
Note: Bill Me Later©, business lease, wire transfers, cashier's checks, and money orders are ineligible payment methods for pickup items.
Some customers may qualify for other forms of payment. Please call an Apple Store Specialist at 1-800-MY-APPLE for more information.
Using more than one payment card
You can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Gift Cards:
- Credit card(s) - up to two
- Apple Gift Card(s) - up to eight
- Apple Gift Card(s) + one credit card
During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
Credit Cards or Debit Cards
Troubleshooting credit card & debit card payment errors
- If your card is new or recently reissued, make sure it has been activated.
- Double check the card type (for example, American Express), the account number and expiration date.
- Remove dashes or spaces from the account number.
- If everything seems to be correct, call the card issuer's customer service 800 number on the back of your card. Your credit card company may need to speak with you before they authorize your purchase.
Account verification
To prevent any unnecessary delays processing your order, please ensure that the billing addresses on your order matches the information on your credit card account. If you have recently moved or are unsure whether you receive your credit card statement at your work or home address, please contact your card-issuing bank using the 800 number on the back of your credit card to confirm.
Security codes
The card security code is a unique three or four digit number printed on the front (American Express) or back (Discover/MasterCard/Visa) of your card, in addition to the account number.
American Express:
Discover/MasterCard/Visa:
Daily spending limits for Debit Cards
Most debit and check cards have daily spending limits that may substantially delay the processing of an order, even if there is enough money in an account. When using a debit card, funds are immediately reserved in your bank account at the time you place your order. Please consult your card-issuing bank for information about your daily spending limits if you are having trouble placing your order.
When Apple charges your account
When you place an order, Apple will contact your credit or debit card's issuing bank to confirm it is a valid account. Apple requests an authorization, which holds the funds for the full or partial purchase amount. As Apple prepares your items, authorized funds will be unavailable and may display as "pending" on your credit or debit card's online statement.
If you are shipping an item, your card will only be charged after the item has shipped. For pickup items, you will be billed before your item is ready for pick up. If your order contains multiple items, you may see multiple charges on your credit or debit card statement.
If you cancel your order before your items are billed, any authorizations placed on your credit card account can take up to 30 days to expire and any authorizations placed on your debit card account can take up to 10 days to expire. Contact your financial institution for their specific timeframes.
Credit cards accepted
The Apple Online Store U.S. accepts credit, debit, or check cards associated with a billing address within the 50 United States and the following U.S. territories:
- American Samoa
- Armed Forces Africa
- Armed Forces Americas
- Armed Forces Canada
- Armed Forces Europe
- Armed Forces Middle East
- Armed Forces Pacific
- Guam
- Northern Mariana Islands
- Palau
- Puerto Rico
- U.S. Virgin Islands
In the U.S., we accept:
- American Express
- Discover
- MasterCard
- Visa
Any gift card issued by a credit card company can be used as a method of payment on the Apple Online Store. During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
Cashier's Check or Money Order
To pay for your purchase using a Cashier's Check or Money Order:
- Place your order with an Apple Store Specialist at 1-800-MY-APPLE.
- Obtain the final dollar total of your order, including tax and any applicable shipping charges from the Apple Store Specialist.
- Confirm that your cashier's check or money order is for the full amount of the order. It is not possible to combine a cash payment with another form of payment for one order.
- Make the cashier's check or money order payable to Apple Inc., and include your Web Order Number or a copy of your order.
- Mail your payment to:
Apple Inc.
12545 Riata Vista Circle
Mail Stop: 198-2H50
Austin, TX 78727-6524
Wire Transfer
To pay for your purchase using a Wire Transfer:
- Place your order with an Apple Store Specialist at 1-800-MY-APPLE.
- Obtain the final dollar total of your order including tax and any applicable shipping charges from the Apple Store Specialist.
- Have your bank electronically transfer the total dollar amount of your order using the routing information below.
- Reference your web order number with your payment.
- Allow 1 business day for the processing of your wire transfer.
U.S. Routing information:
- Beneficiary: Apple Inc.
- Bank: Bank of America
- Routing/transit (ABA) #: 026009593
- Physical Bank Address: 100 West 33rd St, New York, NY 10001
- Account #: 3751294243
- SWIFT CODE: BOFAUS3N
Apple Gift Card
You can redeem an Apple Gift Card at the online Apple Store, by calling 1-800-MY-APPLE, or at any Apple Store. Apple Gift Cards can be used only in the United States. With the exception of gift cards, certificates, and iTunes downloads, you can purchase just about anything sold by Apple, including products from both Apple and third-party makers.
You can use up to eight Apple Gift Cards at the Apple Online Store or if placing an order over the phone at 1-800-MY-APPLE. You can combine your Apple Gift Card(s) with one credit card to pay for your purchase. Simply enter or provide the 16-digit card number and 8-digit PIN (to be scratched off). Please keep the card in your possession until the order has been processed and delivered.
The Apple Gift Card is subject to applicable terms and conditions. For more information about Apple Gift Cards, visit the Gifting section of online Help. To purchase an Apple Gift Card, click here.
Tax
Tax rate
In accordance with state and local law, your Apple Online Store purchases will be taxed using the applicable sales tax or seller's use tax rate for your shipping address, or the Apple Store address where the item is picked up.
The tax listed during checkout is only an estimate. In California and Rhode Island, sales tax is collected on the unbundled price of the iPhone.
Your invoice will reflect the final total tax, which includes state and local taxes, as well as any applicable rebates or fees.
Tax-exempt orders
To place an order on behalf of a tax-exempt organization or individual, please call an Apple Store Specialist at 1-800-MY-APPLE. You will need to provide proof of state tax-exempt status for the state where the product is being shipped. The organization or individual name on the order must exactly match the state tax-exempt certificate. Federal tax exemption certificates are not applicable.
Education Pricing
Apple offers special pricing to students, teachers, administrators, and staff members. We also offer special pricing for home-schooling programs, pre-kindergarten, and purchases made on behalf of students.
If you live in the U.S., visit the U.S. Apple Store for Education to place your order for reduced prices on the full range of Mac computers, plus select third-party products. Please note that only orders placed on your country's Apple Online Store for Education site are eligible for the special education pricing.
U.S. Government Pricing
Apple offers special pricing to local, state, and federal government employees and agencies. Visit our online Apple Government Stores to view reduced prices. Please note that only orders placed on our online Apple Government Stores are eligible for the government pricing.
Shop for yourself
Federal Employee Store
Apple's Federal Government Employee Purchase Program offers special pricing for the following U.S. Federal Government employees who want to purchase Apple products for personal use:
- Current and retired
- Contractors
- Family members
Current, former, retired members, and family members of the following government entities are eligible:
- U.S. Military
- National Guard
- Reserve
State and Local Government Employees
Apple's State and Local Government Employee Purchase Program offers special pricing for employees of State and Local Government Agencies who want to purchase Apple products for personal use.
Shop for your agency
GSA Schedule and Federal Contracts
Purchase Apple products on GSA schedules or other government contracts.
Federal SmartPay Store
Use Apple's Federal SmartPay Store to purchase Apple and third-party products using a federally issued SmartPay credit card.
State and Local Government Store
Use Apple's State and Local Government Store to purchase Apple and third-party products using terms with Apple or via procurement card.
Promotions, Rebates,
and Coupons
Visit the Product Promotions homepage for a list of limited-time offers. You can also view the Product Promotions FAQ to learn more about how to qualify, request an Apple rebate, and any Terms and Conditions for each promotion.
Promotional pricing is usually applied either at the time of your online purchase, or as a rebate after you receive your product. Rebates may also be available as a special offer from leading Macintosh software and accessory manufacturers, as well as from Apple directly.
Check Eligibility & Request a Rebate
To determine eligibility or to request an Apple rebate, visit the Product Promotions homepage and view the Product Promotions FAQ.
Check the status of a rebate
Once you have submitted the requested proof of purchase documents for your rebate, you can check your rebate status online. You'll need some combination of the following pieces of information:
- Claim number
- Email address
- Daytime Phone
Be sure the information entered is exactly as submitted with your rebate claim.
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