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iBank Personal Financial Manager
Big gaps in check printing
Written by DB from Belmont
Jul 9, 2009
I have used quicken to run my household checking account for a long while and wanted a replacement for mac.
Unfortunately, iBank does not seem to have thought through the paper check use case at all.
1. Does not track which checks are to be printed
2. Does not automatically assign check numbers, based on the last number used + 1, with options to change the starting number at print time
3. Does not assign check numbers at print time
4. Does not allow user to confirm that the checks printed properly, with cancel or retry starting at an adjustable check number
5. Does not present a list of checks available for printing, in check date order
6. Does not allow user to select how many checks should be printed on the first page (I have 3 checks per page and often will need to print on a partial page left over from earlier printing)
I would consider these features to be among the minimum requirements to offer a product that manages a checking account. Quicken has had them for over a decade, and workarounds are manual and awkward.
It's great that they got an Apple Design award, but I frankly don't care about the pretty pictures as much as ease of use and functionality.
If I could get a refund, I would; but I bought it through the Apple store. If IGG fills the gaps, my rating will move to 4-star.19 of 22 people found this useful
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iBank Personal Financial Manager
The best of what's out there
Written by MK from Simpsonville
Jul 9, 2009
iBank is a work-in-progress. The one star reviews are a bit unfair. I'm still using MS Money via VMFusion, but wanted to see what was available as MS Money sunsets in a year. Have tried MoneyDance, MoneyWell, MyMoney, Money 3.3.3, and iBank is the best.
It has about 75% of the functionality that MS Money or Quicken has. Good functionality for OFX "Direct Connect" banks (most banks), isn't able to handle "WebConnect" banks like HSBC.
At $59.99 it is too expensive (considering that they are still adding what some would consider to be fundamental features). The last time I bought MS Money is was $39.99 and that was for a mature and extremely robust product. Would suggest that iBank "rightsize" the price to $29.99 - 34.99.54 of 55 people found this useful
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iBank Personal Financial Manager
Best Personal financing app on the Mac
Written by BR from Greeley
Jun 30, 2009
I've tried several financial apps on the Mac and this is by far the best of the best. It isn't bloated and confusing much like Quicken and other BIG BOX apps out there. But it still has a great mix of features (budgeting, statement downloads, smart imports which I love) which are easy and intuitive to use. But with that said it still could use a tweak here and there to make it a five star app. Plus they are releasing an iPhone app which will sync with the desktop version. Can't wait for it to be released in the app store (hint, hint, Apple).
16 of 18 people found this useful
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iBank Personal Financial Manager
Not Very Good
Written by MM from Waukesha
Jun 29, 2009
The only program I had that locks up consistently. I tried it for budgeting. Cannot print any reports. I returned it for a refund and now use Quicken online for free.
10 of 14 people found this useful
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iBank Personal Financial Manager
Too Basic for Money Users
Written by TK from Tolleson
Jun 25, 2009
When I received a new MacBook Air I needed a Mac solution to replace MS Money (after 10 years+). Unfortunately, iBank falls short of this even for basic needs. As other reviewers have mentioned, the lack of online bill payment is problematic. I would also appreciate the option to review all payments to a single payee (for example, show me a screen with all my car payments, the total and details about the payee). Because there's no bill payment function, the reminders should have the option to add notes. Many of my bills are paid automatically but I don't always remember which ones, so I would like to have notations in the reminders screen. Reconciling accounts is also very tricky at first; it gets simpler with practice but it's not user friendly at all. One final and important point--there are several references to using iBank Mobile with the iPhone but it's nowhere to be found in the App Store! I will probably have to stay with iBank since I've invested lots of blood, sweat and tears to get this far but I will keep looking for a better solution--yes, one that's more like MS Money!
17 of 18 people found this useful
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iBank Personal Financial Manager
Is there no financial software for the Mac?
Written by DP from Lake Zurich
Jun 15, 2009
I though this would replace Quicken (another one star wonder), but it is just as bad. Boldly stepping into 2001. I love my Mac, but my PC did finance so much better...
Save your money, this is not worth effort unless you needs are very limited--at which point you have to ask, why am I using a computer.19 of 25 people found this useful
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iBank Personal Financial Manager
GREAT ALTERNATIVE TO QUICKEN
Written by ML from Wheelwright
Jun 4, 2009
I have been using the program for several months now on my Early 2008 Intel based iMac, it is a great alternative to quicken. The software developer seems to always be fixing any issues that may show up (unlike Intuit). It is a fantastic program for tracking expenses and your portfolio. I have never had it quit on me and works correctly every time. I don't know what people are talking about saying it does not add or subtract correctly. Plus it works under 10.5.
33 of 34 people found this useful
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iBank Personal Financial Manager
Ck local bank
Written by SA
May 24, 2009
no bank in fla provide online bank with ibanks BE CAREFUL
6 of 33 people found this useful
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iBank Personal Financial Manager
HORRIBLE
Written by PD from Forest Hills
May 23, 2009
Basic Math problems like adding and subtracting don't work.
I used this for about three weeks and the bugs are horrible.
You start with 2000 in your account, spend 100 and creative math takes over in which you are left with -250. Pretty scary. 1 star is generous.10 of 27 people found this useful
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iBank Personal Financial Manager
Horrible and no recourse if you purchase in store
Written by AZ from Brooklyn
May 3, 2009
I foolishly disregarded the negative reviews here and purchased iBank from the Apple Store. I have a spanking new MAC and this application froze my computer. I am a veteran Quicken for PC user of 15 years so I consider myself somewhat savvy with online banking and the use of a financial application, but this one is impossible. Neither BofA nor Citibank support it and there is no number to call at IGG. I have deleted the program and lament the sixty bucks I spent as it is not refundable. If you must try it, DOWNLOAD it as then you have a 30 day money back guarantee; but don't purchase it in the store or you'll be stuck with it as a lot of reviewers here have been.
65 of 71 people found this useful
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iBank Personal Financial Manager
Perfect fro my needs
Written by RM from Champaign
Apr 23, 2009
After using (fighting with) Quicken for many years and paying full price for negligible upgrades, iBank is a breath of fresh air. Easy to use, does what I need (bank accounts, credit cards, some investments), smoother downloads than Quicken, frequent free updates. I can see that it may lack some tools for sophisticated investors, but keep watching - it is getting better with time.
27 of 28 people found this useful
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iBank Personal Financial Manager
A Fantastic, dependable total replacement for Quicken at LAST!!!!!!
Written by HM from THOUSAND OAKS
Apr 23, 2009
I bought iBank as a replacement for Quicken, because Quicken has become buggy bloatware. Old Quicken was wonderful in its DOS and early windows versions, but now the company forces you to update each year to a version that is buggier than the last one, and I am tired of fixing their bugs with no support. iBank is better software than Quicken ever was!
28 of 29 people found this useful
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iBank Personal Financial Manager
very bad
Written by TR from Bement
Apr 21, 2009
I bought iBank as a replacement for Quicken, because Quicken didn't seem to have an intuitive interface when it came to budget monitoring. Although iBank does have a straightforward budget monitor, it crashes frequently (on my old PowerPC MacPro), and the reconcile feature is completely counter-intuitive. Split transactions are horrible, I still don't understand how they are intended to work. The product looks good on the surface, but it takes more than a few good visualizations to make a product worth the money, and this product is poorly designed from a user interface perspective. Wait for Financial Life from Quicken.
27 of 34 people found this useful
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iBank Personal Financial Manager
needs lots more work
Written by MW from Fort Pierce
Mar 20, 2009
I expect software to be pretty user friendly, a couple clicks here and there, and for the most part having pretty good accuracy......Perhaps I just need to play ore but nothing went right in downloading from my bank, making all my ending balances in the negative. I was excited to find something i could use with my iphone but so far I can't even get the thing to work on my computer, much less the iphone.
27 of 40 people found this useful
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iBank Personal Financial Manager
iBank not Quicken
Written by PC from Triangle
Feb 28, 2009
I have been a Quicken user for many years prior to my recent purchase of an iMac. I read all your reviews for Quicken for Mac and IBank. I decided to take the plunge and stay with the apple application. I have been using iBank for a month and find that it meets my need for home finance. It manages my accounts very well. It doesn't have all the features of Quicken, then again, it's not Quicken. Online set up and downloads are much easier in iBank. I'm finding new features each day. I enjoy my break from my PC and look to use apple applications whenever possible. It's a good program, just different.
119 of 122 people found this useful
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iBank Personal Financial Manager
Needs Work
Written by MT from Mendota
Feb 19, 2009
I am an Apple fan and I wanted to write a glowing review on iBank. Problem is I can't.
I too got aggravated using older versions of Quicken and I had hoped that iBank would
have at the very least strong checking and savings management attributes. I am not
one for many bells and whistles yet I would like to see better Reconcile features and
even a warning about duplicate checks would be nice. It is a good start but it needs work.55 of 67 people found this useful
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iBank Personal Financial Manager
Worthy of ZERO stars
Written by PM from Mesa
Feb 15, 2009
Since Quicken for Mac hasn't been updated since 2007, and MS Money does not exhist for the Mac platform, I thought I'd give iBank a try. Big mistake. It could not import my Quicken file from Windows (even in a stripped down state).
Also, I could not import document images without sever errors. Check images would reverse. This is the lamest financial program on on the market. Serious financial tracking still needs to be done on the Windows machines.34 of 58 people found this useful
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iBank Personal Financial Manager
Not A Replacement For MS Money
Written by DL from STEUBENVILLE
Jan 25, 2009
I had been looking for a strong application to replace MS Money, and I thought iBank was the solution; however, I was mistaken. Shortly after installing, my MacBook started behaving erratically. In addition, the sync with MobileMe generated more errors than successes. After many hours of frustration, I ended up removing iBank. For now, I will continue using MS Money.
48 of 64 people found this useful
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iBank Personal Financial Manager
Wonderful---because it's not Quicken
Written by RM from Maple Grove
Dec 30, 2008
I really enjoy iBank, because it's its own program---it's not trying to replace Quicken or MS Money or any other program. It truly is a finance program built for the mac-user. I felt frustrated the first 20 minutes of set-up because I have been so used to Quicken's difficult set-ups, and approached this with the same, archaic expectations of set-up. As it turns out, this was much easier to approach and understand. Just like a mac, everything is intuitive about the program. SOO simple, both as it's application and usability. It's not fancy-pancy, but it definitely does what it should do: tracks your spending, works with your iPhone, and helps you budget. I'm a convert!
111 of 121 people found this useful
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iBank Personal Financial Manager
Disappointing. Look elsewhere for a Quicken replacement
Written by JY from Riverside
Dec 9, 2008
I wanted to write a glaring review of this product and at first, that's what I expected to do. I'm a life long Quicken user who just went Mac at home and I wanted to take advantage of this opportunity to dump Quicken.
Here goes...the import from Quicken worked well. A few old items came over so it took a few minutes to clean up my data and delete some old accounts. Overall, I was very pleased with the export/import process. Setting up my accounts for online download was a snap and I liked the look and feel of this true Mac program. This is where the love affair ended.
As the day progressed I came a cross a few things that ruled this program out as my Quicken replacement. First, it crashed twice and I needed to restart the program two additional times. Thats pretty bad. Second, even though you can download data from your bank, it does not have online bill pay functionality built into the program. You must use your bank's online bill paying services (if available) on their web site. Finally, the reports are quirky and have bugs. With tax season coming up I need to have accurate numbers on easy to read, configurable reports. iBank offers none of these. This is probably the worst part of the program. I wish I could recommend this program, but I cant.
I will hold onto the program for now, but will look elsewhere for my long term solution. I downloaded a demo of another program last night and so far it looks very promising.
115 of 122 people found this useful
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