Terms & Conditions

Financing Disclosures

(1) This offer is available to qualified U.S. residents and the card is issued by Barclays Bank Delaware. These financing offers are limited to new cardholders. See terms and conditions for more information. The promotional financing offers apply to all Apple purchases made only at www.apple.com, Apple retail stores or 1-800-MY-APPLE made with the Barclaycard Financing Visa card that post to the new account within the first 30 days of account opening.

Purchases greater than or equal to $1,999 **: Interest charges are deferred for the first 540 days (the promotional period) approximately 18 months for the purchases of Apple products of $1,999 or more (inclusive of tax and shipping) that post to your new account in the first 30 days of account opening, provided you make timely payment of at least the minimum due each month and the Apple purchase balance(s) is/are paid in full on or before the 540th day. If the balance(s) is/are not paid in full at the end of the promotional period or you make a late payment, you will be charged interest from the date of the purchase at the purchase APR (currently 22.99%). This APR will vary with the market based on the Prime Rate. Please see terms and conditions for additional information, including the APR for purchases, balance transfers and cash advances, and subject to applicable law, the APR that may apply if your payment is received late.

Purchases greater than or equal to $199 and less than $1,999**: Interest charges are deferred for the first 365 days (the promotional period) approximately 12 months for the purchases of Apple products between $199 - $1,998 (inclusive of tax and shipping) that post to your new account in the first 30 days of account opening, provided you make timely payment of at least the minimum due each month and the Apple purchase balance(s) is/are paid in full on or before the 365th day. If the balance(s) is/are not paid in full at the end of the promotional period or you make a late payment, you will be charged interest from the date of the purchase at the purchase APR (currently 22.99%). This APR will vary with the market based on the Prime Rate. Please see terms and conditions for additional information, including the APR for purchases, balance transfers and cash advances, and subject to applicable law, the APR that may apply if your payment is received late.

Purchases less than $199**: Interest charges are deferred for the first 180 days (the promotional period) approximately 6 months for the purchases of Apple products less than $199 (inclusive of tax and shipping) that post to your new account in the first 30 days of account opening, provided you make timely payment of at least the minimum due each month and the Apple purchase balance(s) is/are paid in full on or before the 180th day. If the balance(s) is/are not paid in full at the end of the promotional period or you make a late payment, you will be charged interest from the date of the purchase at the purchase APR (currently 22.99%). This APR will vary with the market based on the Prime Rate. Please see terms and conditions for additional information, including the APR for purchases, balance transfers and cash advances, and subject to applicable law, the APR that may apply if your payment is received late.

**IMPORTANT: Purchases made at www.apple.com, Apple Retail Stores or 1-800-MY-APPLE are billed to your account when the merchandise is available and shipped to you. If a partial order that is shipped and billed to your account is an amount that is less than $1,999 then your account will not initially be given the 18 month promotional deferred interest offer and instead your initial statements will reflect the promotional offer described above for a transaction that is greater than or equal to $199 and less than $1,999. Barclaycard will monitor your account and will aggregate the total dollar amount spent at www.apple.com, Apple Retail stores or 1-800-MY-APPLE within the first 30 days of opening your account. If the total amount is $1,999 or more, you will receive the 18 month deferred financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $199 and less than $1,999, you will receive the 12 month deferred financing promotional offer on all qualifying Apple purchases. If the total amount is less than $199, you will receive the 6 month deferred financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd or 3rd billing statement.

General Disclosures

(2) Offer subject to credit approval. Not everyone will qualify. See terms and conditions for more information about the account terms and benefits. This offer is available to qualified U.S. residents and the credit card is issued by Barclays Bank Delaware. These offers are limited to new cardholders. For information about rates, fees, other costs and the reward program rules (including points accrual rate, etc.) and benefits associated with the use of this credit card program please see the terms and conditions.

(3) In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.