Consumer Finance
Frequently Asked Questions

Key Product Features


Promotional Offer : iPhone
Interest Free Period 0% for 12 Months, iPhone purchases
Minimum Purchase $500
Available From 1 July to 30 September, 2014

Non-Promotional Offer
Interest Free Period 0% p.a. for 6 Months at Apple
Minimum Purchase $150

GE CreditLine card acquired via Apple
Annual Fee$0
Monthly Fee $4.95
Establishment Fee$0
Minimum Credit Limit$1,000

Interest Rate 22.99% p.a.
The above interest rate will be charged on any balance outstanding (unpaid), at the end of the Interest Free Period. This interest rate is also charged on EFTPOS/Cash transactions.

Minimum Monthly Repayments
Required
Refer to GE CreditLine Statement
(Sent Monthly)


0% Interest : Terms and Conditions

Promotional Offer: 0% for 12 Months (iPhone)

Make an iPhone purchase over $500 in Apple Retail or Apple Online Store using a GE CreditLine card acquired through Apple or a Buyer's Edge, GE CreditLine, GEM Visa or Go Mastercard and get interest free finance for 12 months.


Non Promotional Offer: 0% Interest for 6 Months

Make a purchase between over $150 in Apple Retail or Apple Online Store using a GE CreditLine card acquired through Apple or a Buyer's Edge, GE CreditLine, GEM Visa or Go Mastercard and get interest free finance for 6 months.


Promotion Period

To be eligible for 12 months interest free promotional offer on iPhone, purchase must exceed A$500 inc. GST and placed between 1:00am AEST 1 July 2014 and 11:59pm AEST 30 September 2014.


Interest Free Offer with Minimum Monthly Repayments

The interest free period for the iPhone orders is 12 months. The interest free period for all other order types is 6 months. Minimum monthly repayments must be made during the interest free period. Interest and repayments are also payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period.


Apple Approved Channels

Orders must be placed with Apple Retail or Apple Online Store (via Apple Telesales, 133 622)
Offer not available for purchases from Apple Resellers.


GE CreditLine Card Type

To be eligible for this 0% finance offer customers must use a GE CreditLine card acquired through Apple or a Buyer's Edge, GE CreditLine, GEM Visa or Go Mastercard.


Fees

$0 application fee, $0 annual and a $4.95 monthly fee apply to GE CreditLine cards acquired through Apple. Other fees and charges may apply. GE cardholders who did not apply for their GE card from Apple, should refer to their monthly statement for fee details or contact GE on 1300 13 10 24.


Application Type

This interest free offer is available for consumer finance and Education purchases only. Business finance and finance by Education Institutions is excluded from this promotion.


How to Apply

How to Apply?

Apply online or call 133 622, or at your nearest Apple Store.


How long does an application take?

An application takes approximately 10 minutes to complete.


How long before I get a decision?

Most customers will know the outcome of their application (Approved, Declined) instantly! Some customer applications will be referred to GE for further assessment.


When can I start shopping?

Retail Applicants

If you apply from within an Apple Retail Store and are approved, you will be able to shop immediately. All you have to do is take your GE CreditLine Account Number and Drivers Licence (or alternative photo ID) to an Apple specialist and they will be able to process your order.


Online Applicants

If you are approved, you will be notified immediately on-screen as well as by email. Once you have received your Approval Confirmation from GE, please call Apple on 133 622 [Monday-Friday, 8:00am to 6:00pm AEST]. A Mac Expert will then place your order.


What if my application is declined?


If your GE CreditLine application is unsuccessful you will be notified by email. In these instances, you will still be able to proceed with your Apple purchase should you wish to use an alternative payment method (such as an existing credit card).


Using the Card

How much can I borrow?

GE CreditLine will issue you with an account number that can be used for your first purchase. Your GE CreditLine card will then be sent to you within 10 business days, for repeat purchases. You can buy any products with a total value over $150 from Apple Online Store or Apple Retail up to your approved card limit.


What can I buy?

Once you have a card, you can purchase any item of your choosing over the value of $150 from an Apple Retail or Apple Online store. This includes hardware, software, and accessories. iTunes and App Store products are excluded.


How much will I be approved for?

Approved customers will have at least $1,000 available to spend on Apple products. The approved credit limit will vary by customer, based on individual financial circumstances.


What will my repayments be?

Your repayments will calculated by GE and displayed on your monthly statement.


Can I use my GE card to purchase from the Apple Online Store?

Unfortunately the GE CreditLine card is not integrated into the Online Store Check-Out. If you would like to purchase products from the Apple Online Store, simply browse the Apple Online Store, choose your products, and then call Apple on 133 622 to make your purchase using your GE CreditLine. Your products will then be shipped to you.


Customer Assistance


To Apply
For a GE CreditLine card from Apple
133 622
Order Status
If you have placed an order using your
GE card and want to check order status.
133 622
In-Progress Applications
If you applied for a GE CreditLine card
but have not yet received final approval
1300 13 10 24
[AEST 8:30am to 7:00pm, 7 Days]
Existing Customers
If you already have a GE CreditLine card and wish to update your address or check your account balance.
1300 13 10 24
[AEST Mon - Fri : 8:00am to 8:00pm]
[AEST Sat - Sun : 8:30am to 8:00pm]
Online Service Centre
If you already have a GE CreditLine card
acquired through Apple you can check the status of your account online
www.gecreditline.com.au

Online Service Centre

You can also manage your GE CreditLine account via the Online Service Centre


Features include

- Available 24 hours, 7 days
- Monthly Statements
- Credit Limit Increases
- Payment Notifications


When do my payments start?

Your repayments will commence 30 days after your purchase date, and will be charged monthly based on the outstanding balance on your GE CreditLine account.


Do I get a statement?

You will get a monthly statement showing your purchases, current GE CreditLine balance and monthly repayment required. You can choose to receive either online or paper statements.


Delivery Status : Online Orders

If you made your purchase from Online Store or Telesales, using a GE CreditLine card the delivery date in your order confirmation may not apply. Orders placed using a GE CreditLine card are ‘complete ship’. This means that your order will not be dispatched until all items in your order are available for shipping.

When your application is approved, you will receive an email notification with the updated delivery date.


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