I need to be approved prior to selecting Bill Me Later® at
No, you do not need to complete an application
or get approval prior to shopping. To request
a Bill Me Later® account, simply
select Bill Me Later® at checkout.
A separate page will appear in which you: 1)
verify the billing address you’ve already
provided the merchant, 2) supply your date of
birth and the last four digits of your Social
Security Number for verification purposes, 3)
Review and agree to the E-sign Consent, and 4)
review and approve the Bill Me Later® Terms
and Conditions to request a Bill Me Later® account.
an Annual Fee?
No. There is no annual fee for using Bill Me Later®.
is the Annual Percentage Rate?
The Annual Percentage Rate is 17.99%. The
Minimum Finance Charge is $2.00. Of course, you
can choose to pay your entire balance by the payment
due date and pay no finance charges.
Bill Me Later® protect
me from liability for unauthorized charges?
Yes, Bill Me Later® provides “zero fraud liability” protection;
the same protection provided by most major credit cards. This means you
are not responsible for unauthorized charges.
And Bill Me
Later® has been designed with other features
to help protect against unauthorized use of your account.
Your identity is validated with top-of-mind information such
as date of birth and the last four digits of your Social
Security Number. This means there is no account number that
can be lost or stolen.
does Subject to Credit Approval mean?
Bill Me Later® is a credit account that you can use to
make purchases. Chase Bank USA, N.A. will review and consider your credit
report and other credit related information prior to approval.
review my credit report every time I make a purchase?
Chase Bank USA, N.A. does not review your credit report for each transaction.
However, your credit report may be reviewed for some transactions and
periodically to provide you with the maximum buying power possible.
have a credit line and how much is it?
Chase Bank USA, N.A. does not issue a credit line. To enhance your convenience,
security and buying power, Chase Bank USA, N.A. approves and extends
credit for each transaction.
else can I use Bill Me Later®?
A growing network of merchants accepts Bill Me Later®.
A complete list of the merchants that accept Bill Me Later® is
provided on the Bill Me Later® website at www.billmelater.com.
can I contact Bill Me Later® to
find out more about this payment method?
Web: you may visit the Bill Me
Later® website at www.billmelater.com
or email your questions to firstname.lastname@example.org.
here to view the Bill Me Later® Terms
and Conditions. These Terms and Conditions
will be provided to you again after you
select Bill Me Later® at